Unlock $20,000+ in Credit Power—No Experience, No Excuses, No More Denials

Join the Creditpreneur Community and Get the Step-by-Step System to Erase Bad Credit, Build Business Funding, and Access the Wealth Tools the Banks Hope You Never Find!

SPECIAL ACCESS TO EXCLUSIVE CREDIT HACKS, COACHING & ACCOUNTABILITY

Unlock $20,000+ in Credit Power—No Experience, No Excuses, No More Denials

Join the Creditpreneur Community and Get the Step-by-Step System to Erase Bad Credit, Build Business Funding, and Access the Wealth Tools the Banks Hope You Never Find!

There’s a Credit Crisis Brewing—Most People Aren’t Prepared

For most people, credit is a mystery. Denials, low limits, and bad marks keep you stuck—while the wealthy use credit as a tool to build empires. The system is rigged to keep you confused, but inside the Creditpreneur Community, you’ll discover the shortcuts, hacks, and support to finally win the game.

Do You Want an Unfair Advantage in Today’s Financial World?

With new hacks, AI tools, and insider strategies, the playing field has changed. The right knowledge is like a cheat code for your financial future.

Even though everyone’s situation is different, here’s what you get access to inside:

  • Game-Changing Credit Repair Hacks

  • Step-by-Step Business Credit Building

  • 24-Hour Collection & Inquiry Removal

  • Free Giveaways (including vacations!) for leaderboard winners

  • In-person Live Events with Smitty

  • Accountability Partners & Weekly Live Coaching

  • And so much more...

The real question is: How much more money, freedom, and opportunity would you have if you had the right tools and knowledge to beat the system?

That’s why I’m here—to help you navigate the credit game and become a true Creditpreneur.

If You Don’t Know My Name Is Smitty The Goat!

This is my personal invitation to join our exclusive Creditpreneur Community! Since you’re here, there are a few things I already know about you:

  • You’re determined to reach your dreams.

  • You want more time, more money, and more freedom.

  • You know credit is the foundation for building real wealth.

  • You want to learn new skills and strategies to level up.

  • You want to be part of a winning community—with support every step of the way.

Trust me, I get it. People who try to do this alone usually have the hardest time. Between confusing credit rules, predatory lenders, and outdated advice, the game is rigged against you. I created this community to change that.

But First, There Are 3 Things Every Creditpreneur Must Have Before Getting Started...

Education

THE PROPER KNOWLEDGE
With so many ways to build and leverage credit, you need the right information to know which path is best for you.

Accountability

A CERTAIN LEVEL OF GRIT
Making smart decisions and holding yourself accountable is everything. That’s why we have accountability partners so you never fall off track.

Community

NETWORK AND SUPPORT
It’s not just what you know, but who you know. Our community is filled with people on the same journey, ready to support and celebrate your wins.

When you tie it all together, the possibilities are endless...

The Credit Game Has Changed—Are You Ready to Win?

The financial world is shifting. Credit is harder to get, banks are tightening up, and most people are left out in the cold. But we didn’t let the downturn scare us—and neither should you. In fact, you should be excited, because with the right strategies, you can win whether the economy is up or down.

That’s what excites me most about the Creditpreneur Community.

There are so many ways for us to win.

When you learn how to build your credit, apply the right strategies, and stay disciplined, you can start building towards a legacy and generational wealth.

And the crazy part? It doesn’t take a ton of upfront capital to get started.

In fact, you can get started with us today for just $50/month.

Our goal is to help you find success in any market—so you can finally play the credit game to win.

CHECK OUT WHAT PEOPLE SAY ABOUT OUR COMMUNITY

Our Community Is Flooded With Results

Helped A Student Go From $5,000 A Month To $35,000 A Month

Made a $100k In One Month From His Funding Company 6 Months

In Person Meetups With Our Funding Students

VIP Members Live Access For Funding Mentorship

So Are You Ready to Learn How to Become a Creditpreneur?

Let me be clear: I’m not saying it’s going to be easy. I’d be lying if I said that.

BUT...

Your goal shouldn’t be to just get a credit card or a loan and hope for the best. That leads to bad decisions and more debt.

Your goal should be to learn how to reduce risk, make calculated moves, and use credit as a tool to build real wealth.

It took me a while to figure it out. It wasn’t until I got mentored that I finally cracked the code.

Now, my mission is to help people transform their lives by mastering the credit game. For me, there has to be a purpose behind every move—because when there is, you develop the discipline to play chess, not checkers.

Here’s What You Get When You Join the Monthly Subscription To A Game-Changing System That’s Already Helped Hundreds Break Free From Credit Prison!

Backdated Primary Accounts

Instantly boost your credit profile with seasoned, backdated primary accounts.These powerful tradelines can add years of positive history to your credit report, helping you qualify for higher limits, better rates, and faster approvals—no waiting, no guesswork.

How To Remove Collections/Charge Offs In 24 Hours Hack

Eliminate collections and charge-offs—sometimes overnight. Our advanced hacks and templates show you how to get rid of damaging collections and charge-offs, so you can move forward with a clean slate and a higher score.

How To Build Business Credit Step By Step

Unlock business funding—without risking your personal credit.
Follow our proven, step-by-step blueprint to build strong business credit, qualify for high-limit cards and loans, and access the capital you need to grow—no personal guarantee required.

How To Remove Inquires In

24 Hours

Wipe out hard inquiries fast and boost your approval odds. We’ll teach you the proven, legal methods to remove unwanted inquiries from your credit report in as little as 24 hours—so you can apply for new credit with confidence.

How To Remove Late Payments

Erase late payments and restore your perfect payment history. Discover the exact dispute letters, negotiation tactics, and insider secrets to get late payments deleted—so your score can bounce back quickly.

Free Giveaways To Winners On The Leaderboards (Free Vacation)

Get rewarded for taking action! Climb our community leaderboard by completing challenges and helping others, and you could win amazing prizes—including free vacations and exclusive bonuses.

In Person Live Events Access with Smitty

Experience high-energy, transformational live events with Smitty. Meet your mentors and fellow members face-to-face, get exclusive training, and leave with the motivation and connections to level up your credit and your life.

Repair Your Own Credit

Take control and fix your credit—no expensive agencies required.
Our step-by-step system empowers you to dispute errors, remove negative items, and rebuild your score from the ground up, saving you thousands in the process.

Build Your Own Credit

Start from scratch or rebuild stronger than ever.
Learn how to establish new lines, manage your accounts, and build a rock-solid credit profile that opens doors to funding, travel, and more.

Accountability Partners

Stay on track and never go it alone.
We pair you with a dedicated accountability partner who will check in, motivate you, and help you hit your credit and funding goals—so you always have someone in your corner.

Structure Your Business Properly For $100K

Unlock $100,000+ in business funding with the right foundation. We’ll show you exactly how to set up your business entity, structure your finances, and position yourself for major funding—no more missed opportunities or rookie mistakes.

3-4 Live Workshops & Q&A Calls Weekly On Zoom With Team

Get real-time answers and hands-on support every single week. Join our expert team for 3-4 live Zoom sessions where you can ask questions, get personalized guidance, and learn the latest credit-building strategies—so you’re never left stuck or confused.

In Person Meet Ups

Connect, network, and grow with like-minded Creditpreneurs in your city. Our in-person meetups are your chance to build real relationships, share wins, and get inspired by others on the same journey—because your network is your net worth.

Still Wondering If It’s the Right Fit for You? Check This Out...

HERE’S WHAT YOU’LL LEARN:

  • How to build your financial freedom through assertive credit decisions.

  • How to control your emotions and become a confident credit user.

  • The steps I took to build generational wealth and security for my family.

  • How to make your money work for you—so you can choose your future.

HERE’S WHAT I WON’T DO:

  • I won’t teach you risky, unproven tactics.

  • I won’t sell you “magic formulas” or get-rich-quick hype.

  • I won’t promise something for nothing—your effort is necessary, but the path is proven.

If That’s Not Enough... Here Are a Few More Success Stories from the Community

Frequently Asked Questions

What is the Creditpreneur Community? +
The Creditpreneur Community is an exclusive membership that gives you step-by-step credit repair, business credit building, live coaching, accountability, and access to proven hacks and resources to help you unlock $100K+ in funding and transform your financial future.
Who is this community for? +
Anyone who wants to fix their credit, build business credit, access funding, and join a supportive network—whether you’re starting from scratch, rebuilding, or looking to scale your business.
Do I need good credit to join? +
No! You can join no matter your current credit score. Our trainings and resources are designed to help you repair, rebuild, and grow your credit from any starting point.
How quickly can I see results? +
Many members see improvements in as little as 30 days, especially with our 24-hour inquiry and collection removal hacks. Your results depend on your starting point and how consistently you take action.
What’s included in my membership? +
You get access to backdated primary accounts, 24-hour removal hacks, business credit building, live weekly workshops, accountability partners, in-person meetups, exclusive giveaways, and more.

Ready to Take Control of Your Credit and Your Future?

You’ve seen what’s possible. You know what’s holding you back. Now is your moment to break free from the old system and step into a new level of financial power.


Inside the Creditpreneur Community, you’ll get the proven tools, live support, and winning network you need to erase bad credit, build business funding, and unlock the life you deserve.

Don’t let another month go by stuck in the same place.


Don’t let another opportunity pass you by.

This is your time. This is your community. This is your legacy.

Ready to Take Control of Your Credit and Your Future?

You’ve seen what’s possible. You know what’s holding you back. Now is your moment to break free from the old system and step into a new level of financial power.


Inside the Creditpreneur Community, you’ll get the proven tools, live support, and winning network you need to erase bad credit, build business funding, and unlock the life you deserve.

Don’t let another month go by stuck in the same place.


Don’t let another opportunity pass you by.

This is your time. This is your community. This is your legacy.

Rich Decisions | Copyright ©2025 | All Rights Reserved

Disclaimer: Sales results listed above or in my marketing material are not typical and are the result of hard work, training, experimenting and learning from mistakes. These figures and results are used specifically as example.

Rich Decisions, are not a part of Facebook.com or Facebook Inc. Additionally, Rich Decisions, are not endorsed by Facebook, Inc. Facebook is a trademark of Facebook, Inc.

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